Financial Infrastructure & Risk Profile Survey

How Much Risk Actually Suits You?

Every investor is different. Your age, goals, income stability and — most of all — how you behave when markets fall should decide how much equity belongs in your portfolio.

Answer 8 quick risk questions plus a few financial details, and get your risk category with a suggested asset allocation. It takes about three minutes and it is completely free.

0 of 8 answered Your answers are private and shared only with your advisor.

Part A — Financial Inputs

Monthly Net Income

Your total net take-home income every month.

Monthly Fixed Liabilities (Expenses & EMIs)

Household expenses plus all monthly EMIs put together.

Total Outstanding Debt

Home loan, car, personal loan, credit card — everything you currently owe.

Existing Life Insurance Cover

How much life cover do you already have to protect your family?

I don't have any policy at all. A small LIC / endowment policy (low cover, high premium). Yes, I have a large, pure Term Insurance plan.

Total cover (sum assured), if you know it

Existing Health Insurance / Mediclaim

Do you have health cover for hospital expenses?

No, I'd have to pay from savings or borrow if something happened. Only through my company / job (corporate policy). Yes, I have my own personal family floater policy.

Total cover amount, if you know it

Current Financial Assets

Total savings/investments so far — bank balance, FD, PPF, mutual funds or gold.

Living Status

The home you currently live in.

Own house (mine or family owned). Rented house.

Part B — Risk Tolerance & Psychology

Investment Time Horizon

How long are you planning to invest this money for?

Less than 1 year 1 to 5 years 5 to 10 years More than 10 years

Investment Purpose / Main Goal

Why are you setting this money aside?

Emergency back-up and short-term safety Children's education, marriage, or buying a home (5-10 years away) Building a regular income source after retirement Wealth creation and building a large corpus over the long term

Loss Tolerance Scenario

Suppose you invested ₹1 lakh. Due to a market crash, your screen shows a loss of ₹15,000 (current value ₹85,000). What would you do?

Panic and withdraw everything immediately to avoid further loss Feel worried and think about switching to safer funds Stay calm and wait for the market to recover Treat it as a discount and invest more at the lower price

Market Volatility Comfort

If your portfolio temporarily falls due to the market, how long can you wait without worrying?

I cannot wait at all, I need to see my money grow every month I can handle at most 6 months of ups and downs I am comfortable with a down market for 1 to 3 years It does not matter to me, I will stay invested for a large long-term profit

Past Investment Experience

How has your past experience been with the equity market (mutual funds/stocks)?

Completely new, never invested in the market before (only know FD/PPF) Invested a very small amount but do not fully understand market ups and downs Good experience, have invested in mutual funds before and understand the basics Have experience with direct stocks/aggressive funds and track the market closely

Inflation vs Safety Mindset

Suppose your money sits safely in a bank FD, but inflation reduces its real value every year. What would you choose?

I want 100% safety, even if returns are lower than inflation I want a bit of safety and a bit of return (balanced approach) I am willing to take some risk for returns that beat inflation I want to focus entirely on high wealth creation, and will accept short-term risk

Market Correction Reaction

If the market does not grow or stays slightly down for the next 2 years, how will you continue your SIP?

I will get worried and stop my running SIP immediately I will wait 1 year, and stop if there is no gain I will keep my regular SIP going without fear, since I get more units at a lower price I will continue my SIP and also put extra lumpsum money into the market

Liquidity vs Growth Priority

What matters most to you in this investment - getting money instantly when needed, or waiting a bit for the biggest return?

I need 100% liquidity, money whenever I want it within a day, with no charges I need some money for emergencies, the rest can be locked in for the long term I will not touch this money for 5-7 years at all, I only want high growth I am investing for retirement or a big goal, I am in no hurry for this money for 10-15 years

Almost done — where should we send your profile?

Our advisor will use this only to explain your result and suggest a suitable plan.

Full Name *

Mobile Number *

Email Address

Age

I agree that Vima Dhan may contact me to discuss my risk profile and suitable investment options.

This assessment is for guidance only and is not investment advice.

How Much Risk Actually Suits You?आपके लिए कितना जोखिम सही है?

Monthly Net Incomeमासिक शुद्ध आय (कमाई)

Monthly Fixed Liabilities (Expenses & EMIs)मासिक खर्च और EMI

Total Outstanding Debtकुल बकाया कर्ज़

Existing Life Insurance Coverमौजूदा लाइफ इंश्योरेंस कवर

Existing Health Insurance / Mediclaimमौजूदा हेल्थ इंश्योरेंस / मेडिक्लेम

Current Financial Assetsमौजूदा वित्तीय संपत्ति (पुरानी बचत)

Living Statusरहने की स्थिति

Investment Time Horizonनिवेश की समय अवधि

Investment Purpose / Main Goalनिवेश का उद्देश्य / मुख्य लक्ष्य

Loss Tolerance Scenarioनुकसान सहने की क्षमता

Market Volatility Comfortमार्केट के उतार-चढ़ाव सहने की आदत

Past Investment Experienceपिछला निवेश अनुभव

Inflation vs Safety Mindsetमहंगाई बनाम सुरक्षा की सोच

Market Correction Reactionमंदी में धैर्य

Liquidity vs Growth Priorityतरलता बनाम ग्रोथ प्राथमिकता